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Trusted Vendors & Lenders

Here are a few of the Lenders & Inspection Vendors my clients use regularly that seem to do a good job. You are always welcome to use whoever you wish.

Please check around with friends + family on who they recommend. 

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TRUSTED LENDERS

HOME INSPECTORS

PEST INSPECTORS

Why are home inspections important?

Home inspections are crucial in Tennessee (TN) and Georgia (GA) because they help buyers make informed decisions about their property investments and avoid costly surprises. Here’s why they are especially important in these states:
1. Identifying Potential Issues
  • Structural Concerns: Both TN and GA have varying soil types, including clay-heavy soils that can cause foundation issues. A home inspection can identify cracks, settling, or other structural concerns.

  • Roofing and Drainage: The humid and storm-prone climate in these states can lead to roofing wear, water damage, or drainage problems that may not be visible during a casual walkthrough.

2. Addressing Weather-Specific Risks
  • Termite Damage: Both states have warm, humid climates, creating a high risk of termite infestations. Inspections can uncover signs of termite damage or activity.

  • Mold and Moisture: Humidity and flooding risks in TN and GA make mold and water damage common issues, especially in basements and crawlspaces.

3. Ensuring HVAC and Plumbing Integrity
  • Heating and Cooling: Summers in these states can be brutally hot, and a well-functioning HVAC system is essential. Inspections ensure the system is operational and up to code.

  • Plumbing Systems: Older homes may have outdated plumbing systems prone to leaks or corrosion, which inspectors can identify.

4. Legal and Disclosure Requirements
  • State Laws: Both TN and GA have disclosure laws requiring sellers to disclose known material defects. However, some issues may be unknown to the seller, making a home inspection vital for uncovering hidden problems.

  • Radon Testing: In certain areas, radon levels may be high. Some home inspectors include radon testing as part of their service.

5. Negotiation and Planning
  • Price Adjustments: Findings from a home inspection report can serve as leverage for negotiating repairs or reducing the sale price.

  • Future Maintenance: Inspections provide a detailed understanding of the home’s current condition, helping buyers budget for future repairs or upgrades.

6. Meeting Loan and Insurance Requirements
  • Many lenders and insurance companies require a satisfactory home inspection before approving a loan or issuing a policy, ensuring the home is a sound investment.
     

By getting a home inspection in TN or GA, buyers safeguard their financial investment and gain peace of mind, ensuring their home is safe, functional, and suited to their needs.

Did you know?

Georgia is considered a "buyer beware" state (also known as "caveat emptor"). This means the buyer is primarily responsible for conducting due diligence before purchasing a home. However, there are important nuances to this rule

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